Sunlife Sun Shield Link | Sun Life Malaysia

Every day is a new day as you aim and work hard to soar to greater heights. However, in the pursuit of your goals, unpredictable life challenges, whether financially or physically, could halt your journey to the top. Thus, shielding yourself from the unexpected should always be a priority while you go full steam ahead in life.

Introducing Sun Shield Link with customisable protection and investment in one plan. This flexible plan offers a few options of expiry age for your coverage as well as the freedom to choose your investment fund based on your risk appetite. Better still, you get to enjoy 2 types of bonuses to help boost your investment. Additionally, with various optional riders to select from, you can enhance your protection for added peace of mind. But best of all, you can opt to extend your protection up to age 99 once the policy term has expired. Stay with us and we’ll be the wings that shield you as you soar to greater heights.

Benefits & features

Customisable protection and investment in one plan

Covers death and total and permanent disability (TPD) up to expiry age of your choice (i.e. 60, 70, 80 or 99).
You can top-up your investments through scheduled or single top-up or withdraw your investment in times of need.
Opt from a wide range of investment-linked funds according to your risk tolerance level to meet your investment needs.

Enhanced protection through optional riders

As you embark on new life experiences and have different protection needs, you have the flexibility to vary your protection.
Optional riders you can choose from to match your medical, critical illness, accident and disability protection needs.

Allocation bonus

Additional premium allocation starting from the 10th premium year to help the growth of your policy’s account value.

An additional 10% of the basic premium will be allocated into the investment account in the 10th premium year; and
Additional 5% of the basic premium will be allocated into the investment account every 5 premium years, starting from the 15th premium year.

Loyalty booster

2% of the sum assured or up to RM40,000 will be allocated into the investment account at the end of 30-year policy term as a reward for staying with the plan.

No lapse guarantee

Allows you to stay protected in the first 3 policy years regardless of the market performance.

Extended assurance benefit for expiry up to age 60, 70 and 80

Upon expiration of the policy term, the insurance protection will be extended to age 99, with no underwriting assessment.
Additional premium is required for this extension of insurance protection, to ensure your policy is sustainable until the age 99.

Maturity benefit

Basic sum assured together with the account value will be payable as a longevity celebration when you survive until age 99.

Note: Terms and conditions apply.

Get more benefits with Shield Medi Care Max Rider.
Available for attachment with our Sun Shield Link Plan.

Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Assurance Berhad or PIDM (visit www.pidm.gov.my).