.png?language=en)
Value-Based Intermediation for Takaful (VBIT)
At Sun Life Malaysia Takaful, we strive to deliver on Maqasid Shariah through our products and services, creating meaningful, long-term value for our Client and communities.
VBIT is an industry-wide initiative that guides Takaful operators to deliver meaningful, long-term value. It focuses on creating positive impact for Clients, businesses, and communities while upholding Shariah principles.
At Sun Life Malaysia Takaful (SLMT), VBIT shapes how we design our solutions and serve our Clients, going beyond protection to support long-term well-being and resilience.
Financial resilience
Community empowerment
Good self-governance
Best conduct
Capacity buildingWe are committed to delivering meaningful outcomes for our Clients and partners. Our Corporate Value Intent guide how we make decisions, build our culture and contribute to a more inclusive and sustainable Takaful industry.
We focus on three key areas when implementing VBIT initiatives:
Shariah principles
Positive impact
Long-term value
Helping our Clients, employees and communities achieve lifetime financial security and live healthier lives through innovative and inclusive Takaful solutions.
Through our MySinarKasih Sun Life initiative, we empower eligible clients to leave a meaningful legacy through a complimentary waqf or Badal Hajj benefit embedded within takaful protection.
Learn more about MySinarKasih Sun LifeOur Sun Cover i product is designed to be affordable, with lower premiums to support wider access—especially for lower-income groups.
Learn More about Sun Cover-iSun Hajj also offers Badal Hajj services helping fulfill religious obligations through a trusted and seamless experience.
Learn More about Sun Haji
Takaful Mulia is designed to deliver meaningful benefits beyond financial protection, integrating Islamic social finance concepts to support both individuals and society.
Learn More
Managing climate-related risks and opportunities to build long-term resilience.
We are committed to aligning with Bank Negara Malaysia’s Climate Risk Management and Scenario Analysis policy.
2025 Climate-related disclosure
Building stronger, healthier and more financially resilient communities.
Helping people build their financial and insurance literacy, take action to prevent and manage diabetes, and protect our local environment.
Learn MoreHelping young people across Asia live healthier, more active lives through basketball.
Hoops + Health Impact Report 2025Boosting financial literacy for domestic workers across Asia.
Learn more
We are committed to the industry’s Value-Based Intermediation for Takaful (VBIT) framework, aligning our practices with Shariah principles to deliver positive outcomes for our Clients and communities.
Our Takaful products and services are structured to align with Maqasid Shariah – promoting protection, responsible risk-sharing and long-term financial well-being.
Learn More about VBIT