Life is full of milestones, opportunities, and unexpected changes. Whether you're saving for your child's education, planning for retirement, or building a financial safety net for your family, Sun Save Future helps you stay on track with a simple and flexible savings solution.
With guaranteed annual cash payouts, guaranteed protection, and the opportunity to grow your savings through reinvestment, you can enjoy greater peace of mind today while preparing confidently for tomorrow.
Why Choose Sun Save Future?
Sun Save Future is a savings and protection plan designed to help you prepare for life's uncertainties while supporting your long-term financial planning needs. It also offers opportunities to grow the value of reinvested cash payouts and a lump-sum payout at the end of your policy term..
Coverage for:
Your reinvested cash payout go into investment linked funds.
You can:
At maturity, you receive one lump sum, of your policy value.
Note: Terms and conditions apply.
The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).
Ben is a young entrepreneur and a new father. As the main income earner, he wants to build long-term financial security for his family while preparing for his son's future education.
He chooses Sun Save Future and pays RM300 a month. His guaranteed annual cash payouts are automatically reinvested, helping his savings grow over time.
When his son reaches secondary school age, Ben can access part of his investment account to help pay for school expenses while continuing to enjoy insurance protection under the plan.
As his family progresses through different life stages, Ben retains the flexibility to use his savings from the reinvested cash payout while staying focused on his long-term financial goals.
Anne is preparing for retirement and wants a solution that can help her save for the future while maintaining financial flexibility.
She contributes RM2,000 a month for five years. Her guaranteed annual cash payouts are reinvested, helping her accumulate savings for the years ahead.
During retirement, Anne can withdraw part of her reinvested cash payout to support travel, lifestyle needs, or unexpected expenses. At the same time, she continues working towards her long-term retirement goals.
When the plan matures, Anne receives a lump-sum payout that can help support the retirement lifestyle she has planned for herself.
| Plan Option | Premium Payment Term | Coverage Term |
|---|---|---|
| 5 Pay 20 Term | 5 Years | 20 Years |
| 20 Pay 30 Term | 20 Years | 30 Years |
| 25 Pay 25 Term | 25 Years | 25 Years |
| 30 Pay 30 Term | 30 Years | 30 Years |
Sun Save Future helps you build savings while providing protection against unexpected life events. It provides coverage for death and Total and Permanent Disability (TPD), guaranteed annual cash payouts from the end of the second policy year that are automatically reinvested, the flexibility to access the value of your reinvested cash payouts, and a lump-sum payout at the end of the policy term to help support your long-term financial goals.
You'll start receiving guaranteed annual cash payouts from the end of your second policy year.
Yes. You have option to access the value of your reinvested cash payouts when unexpected life events arise or to support important life goals
The plan provides protection in the event of death and Total and Permanent Disability (TPD), subject to policy terms and conditions
No. You do not need a medical check-up or medical underwriting to apply for Sun Save Future.
When your plan reaches maturity, you'll receive a lump-sum payout based on your policy value. You can use the proceeds to support your retirement plans, family goals, or future financial aspirations.
Whether you're planning for your family's future or preparing for retirement, Sun Save Future provides insurance protection together with guaranteed benefits and opportunities to grow the value of reinvested guaranteed cash payouts, helping support your long-term financial planning needs.
Start your journey with Sun Save Future today and enjoy protection for what matters most while building towards your future financial needs
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