Sinar Wasilah is a limited-pay investment-linked takaful plan designed to provide both protection and investment opportunities. With a short contribution term and coverage up to age 99, this plan supports long-term financial security through short-term financial effort.
Contribution term as short as 3 years with coverage of up to age 99
Higher of:
together with the value of Investment Account 2 (if any) as at the valuation date immediately following the date of event, subject to the juvenile lien and the deduction of any indebtedness
On top of the death benefit, an additional 10% of the annualised takaful contribution or RM10,000, whichever is lower, will be payable with options of payout to:
Upon maturity of contract, 100% of the total account value will be payable as at the valuation date immediately following the benefit end date, less any indebtedness.
On top of the death/TPD benefit, additional payout will be payable if the death/TPD occurs due to accident. The benefit payable is based on the nature and location of the incident as follows:
| Benefit payout (excluding top-up contributions) | Accidental death | Accidental TPD | Accidental death occurring while oversea |
|---|---|---|---|
| Additional 100% of total contribution paid | √ | √ | X |
| Additional 200% of total contribution paid | X | X | √ |
Note: Terms and conditions apply.
Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).
Inilah yang dialami Maya, 29, seorang suri rumah dan ibu kepada dua orang cahaya mata yang kehilangan suami tercinta selepas meninggal dunia dalam tidur.
Go to ArticleFor Muslim families, Faraid provides a foundational legal framework for inheritance distribution.
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