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Sinar Afiyah

Short term financial effort, long term financial security

Limited-pay investment-linked takaful plan that provides a combination of takaful protection and investment opportunities in one plan

Benefits & Features

Short-term contribution

Contribution term as short as 2 years with 20 years coverage term

Easy enrolment with no underwriting required

Up to RM1,000,000 basic annualised contribution with no medical underwriting required

Death / Total and Permanent Disability (TPD) benefit

Higher of:

  • the basic sum covered; or
  • the value of investment account 1
PLUS the value of investment account 2, less any indebtedness
 

Takaful Hibah Nomination

Takaful benefits will be distributed as a gift to nominee(s) within 14 working days upon receipt of complete documents. 
 

Final benefit

100% of the total account value will be payable

Note: Terms and conditions apply.

Protection by PIDM on benefits payable from the unit portion of this certificate/policy/contract is subject to limitations. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

 

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