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Takaful Suria Plus

The takaful plan that provides for your protection needs, savings, and Hajj aspirations.

Takaful Suria Plus is an individual family takaful surplus sharing universal takaful plan offers peace of mind by providing for your protection and savings needs so you can focus on fulfiling your Hajj aspirations.

Benefits & Features

Death and TPD
Takaful Coverage
  •  1x Sum Covered for Death/Total and Permanent Disability (TPD)
    • 100% of the sum covered plus the value of the universal account, less any indebtedness, will be payable upon death or TPD.
  • 2x Sum Covered for Death/TPD while performing Hajj/Umrah
    • 200% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death/TPD occurs while performing Hajj/Umrah.
  • 3x Sum Covered for Death due to Middle East Respiratory Syndrome (MERS)
    • 300% of the sum covered plus the value of the universal account, less any indebtedness, will be payable instead if death occurs due to MERS virus while performing Hajj/Umrah or up to 30 days after returning from Hajj/Umrah.
special-payout

RM1,500 special payout

RM1,500 special payout will be payable on the contract anniversary upon completion of the third contract year. You could use this payout to set up a Tabung Haji account or top up your existing Tabung Haji savings.

hajj-benefit

Badal Hajj benefit

In the event you are unable to physically embark on this special spiritual journey due to death, TPD, or diagnosis of any one of 36 critical illnesses, the registered Hajj service provider with Sun Life Malaysia will help you. If the cost of arrangement with the service provider is less than RM5,000, the excess amount will be payable to the nominee or proper claimant.

dependent-allowance

Dependent allowance

A lump sum of up to RM15,000 will be payable in the event of death/TPD of the person covered.

Funeral-Expenses

Funeral expenses appproved within next working day

A lump sum of RM3,000 will be payable for funeral arrangements in the event of death of the person covered.

Family-Package-Discount

Family package discount

5% discount is applied on the amount of the basic takaful contribution, and a lower wakalah fee is given for each person covered under the Family Package (i.e., includes your spouse and dependent children).

final-benefit

Final Benefit

Gives you the opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Note: Terms and conditions apply.

The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

 

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