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Sinar Kasih

An essential protection for financial security throughout your life journey

A surplus sharing takaful term plan that provides the takaful protection that takes care of your commitments should anything happen to you. It could help you to create a legacy which will be remembered. 

Benefits & Features

Death/Total and permanent disability (TPD) benefit

Receive 100% of sum covered in one lump sum upon death/TPD of the person covered, less any indebtedness. The sum covered will be payable from the participants’ tabarru' fund.

Accidental death/total and permanent disability (TPD) benefit

Receive an additional 50% of sum covered in one lump sum if the death/TPD of the person covered is due to a covered accident. The sum covered will be payable from the participants’ tabarru' fund.

Disability allowance benefit

An additional 3% of the sum covered is payable in one lump sum upon TPD/accidental TPD of the person covered. This benefit will only be payable if the TPD/accidental TPD benefit is paid.

Note: TPD benefit, accidental death/TPD benefit and disability allowance benefits will cease on the contract monthly anniversary, immediately following the person covered’s 65th birthday. 
 

Note: Terms and conditions apply.

The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

 

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