It is an individual top up hospitalisation and surgical takaful plan with surplus sharing to provide for expenses on hospitalisation, surgical, non-surgical and other related cost incurred due to injuries or illnesses.
Hospitalisation and Surgical Benefits
Comprehensive coverage for hospitalisation expenses, surgical and also non-surgical fees, with 6 benefit level options available for selection based on your needs.
No Lifetime Limit
High overall annual limit up to RM2 million with no lifetime limit i.e. you need not worry about
maxing out your health coverage when you need it the most.
Best Doctors Services
A platform that connects you with world leading medical experts, allowing you to learn
more about your health condition and the treatment that suits you best.
Family Discount
10% family discount when your family members sign up together with you with an individual contract to be issued for each person covered.
Retirement Option
An option to reduce your deductible amount to zero with no further underwriting required
when you are between the age of 55 to 59 so that you can continue to enjoy adequate protection when you need it most.
Note: The contract must have been in force for at least 5 years.
Portable
Protection continues even after you move on to a new job or after you have retired.
Deductible and Base Plan Period Alignment
There are 6 different levels of deductible to choose from, depending on your needs. Deductible means the amount you have to pay before Sun MaxiMed-i come in to cover for the remaining medical expenses.
If your existing medical coverage is high, opt for a higher deductible at a lower contribution. On the other hand, if you think your current coverage might not be able to sustain a chronic health problem, then the lower deductible plans may be the right fit.
Sun MaxiMed-i also comes with the feature to align the deductible period of the plan by adjusting the deductible anniversary according to your existing medical protection plan (base plan)'s contract anniversary. With this features, it can truly complement your medical coverage
on base plan.
Tax Relief
Tax relief for contribution paid on medical takaful benefit in addition to the usual tax relief for family takaful and Employees Provident Fund (EPF).
Note: Terms and conditions apply.
The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).