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Sun Apex-i

Preserving prosperity, safeguarding success

Your ideal plan for legacy planning and business financing protection.

The many milestones you have achieved in life reflect your success today. Be it in your career or business, your success has afforded you the wealth and lifestyle you desire, and helped your loved ones to achieve their dreams. Your wish is to ensure that all you have built will remain intact should something unexpected happen to you.

Benefits & Features

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Simple enrolment for takaful coverage up to RM5 million

Apply for takaful coverage with a non-medical limit up to RM5,000,000 through a simple enrolment process with no additional medical check-up required if you are aged between 18 to 50 years old.


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Flexible contribution payment term and contract/certificate term:

Based on your financial affordability and needs, you can customize your takaful protection by choosing the contribution payment term and contract/certificate term.
Contribution payment term Contract/Certificate term
3 years / 6 years / 10 years Up to age 80 / Up to age 99

dependent-allowance

High takaful sum covered for death or total and permanent disability (TPD):

High coverage amount starting from RM1,000,000 will be payable in the event of death or TPD. You or your loved ones will receive the higher of:

  • the basic sum covered; or
  • the value of the universal account;

less any indebtedness.


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Takaful hibah nomination (gift of love):

Takaful benefits will be distributed as a gift to nominee(s) within 14 working days upon receipt of complete documents.


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Additional coverage of 100% of the basic sum covered for accidental death/TPD

To ensure you and your loved ones are well protected, an additional 100% of the basic sum covered will be payable for accidental death/ TPD.

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Final benefit

In the event you survive until the end of the contract/certificate term, while the contract/certificate of takaful is in force, you will receive 100% of the value of the universal account, less any indebtedness.


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Extra coverage for death/TPD

Boost your takaful coverage by attaching a level term takaful rider or a reducing term takaful rider.

Note: Terms and conditions apply.

 


The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).

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